Selling a loyalty balance only feels risky when the process is sloppy. So ours is built around a single principle: you should never be the one exposed. You get paid first, you never hand over lasting access to your account, and the transaction is handled quietly enough that it reads as ordinary use.
Here is exactly how that works, step by step, and why each piece is there.
You are paid before anything moves
The biggest fear sellers have is simple. Hand over the points, then chase the money. We flip that order. Payment goes out before your balance transfers, so you are never holding an empty bag waiting on a promise from a stranger.
Funds go through PayPal, Zelle, or bank wire, usually within one business day. The method is your call. (Wire for larger amounts, an app for speed, whatever fits.)
A temporary password, never your real one
You do not give us the password you actually use. For the transaction, you change your account password to a one-time value, we complete the transfer, and you reset it to something only you know. The window of access is short, scoped to the job, and closed by you.
This matters more than it sounds. Your everyday credentials never leave your hands, so there is no lingering key to your account floating around after the sale. When it is done, it is done.
Quiet by design
A clean transfer looks like a member using their own account, because that is effectively what it is. We do not run patterns that wave a flag at the program. Transfers and bookings are handled the way an ordinary, careful member would handle them.
None of this is about hiding anything improper. As covered in the legal guides, selling points is legal; the only rules in play are the program's own terms, which are a private contract. Discretion is just respect for those terms, and it is good practice.
What we ask for, and what we do not
We collect what the transaction actually needs and nothing past that. The program and balance, so we can make an accurate offer. Your contact details, so we can reach you. Temporary access, so we can complete the transfer. We do not need your Social Security number to give you a quote, and we do not ask for access we will not use.
How that data is stored and when it is deleted is its own topic, covered in the privacy guide. The short version: we keep what we need for the transaction and our records, and not a pile of data we have no use for.
Vetting runs both ways
You should vet us. Read the reviews, ask questions, start a quote without committing to anything. A legitimate buyer welcomes that, because the whole model depends on trust earned over many clean transactions, not on rushing you.
And we vet the transaction too. A buyer worth dealing with cares about doing each sale properly, because a careless process is what actually creates problems for a seller. The legality was never the issue. The execution is, and that is the part we own.
The short version
Money first. A temporary password you control. No lasting access. A quiet, ordinary-looking transfer. That is the entire security model, and it exists so the only thing you have to decide is whether the number works for you.