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Amex MR (Personal) vs. Citi TYP
On the published numbers, Amex MR (Personal) carries the higher valuation, but the right answer depends on where you actually fly or stay.
At a glance
| Amex MR (Personal) | Citi TYP | |
|---|---|---|
| TPG valuation | 2.0¢ | 1.9¢ |
| NerdWallet valuation | — | — |
| Currency | Transferable | Transferable |
| Expiration | Does not expire | Does not expire |
| Parent | American Express | Citigroup |
Amex Membership Rewards (Personal)
We specialize in liquidating high-value Amex balances. Our team coordinates with you directly by phone to ensure a smooth, secure transfer process, keeping your account details completely confidential.
- ANA First Class via Virgin Atlantic:85,000 to 100,000points via Virgin Atlantic Flying Club
- Singapore Suites, US to Singapore via Frankfurt:125,000 to 155,000points via Singapore KrisFlyer
- Delta One, US transcon:60,000 to 90,000points via Delta SkyMiles
Citi ThankYou Points
Citi requires identity verification for transferable point redemptions, especially for partners that themselves enforce ownership rules. Our specialists coordinate the entire authorization flow with you by phone.
- Turkish ANA First Class, US to Tokyo round-trip:80,000 to 100,000points via Turkish Miles&Smiles
- Singapore Suites, US to Singapore via Frankfurt:110,000 to 135,000points via Singapore KrisFlyer
- Cathay Asia Miles JAL First:85,000 to 105,000points via Cathay Asia Miles
When to sell either for cash
If neither balance lines up with a redemption that beats its cash value, selling is the move. The payout is personalized, so check a quote for whichever balance you are sitting on.
FAQ
Frequently Asked Questions
Common questions, answered straight.
Independent valuations put Amex MR (Personal) near 2.0 cents and Citi TYP near 1.9 cents. A valuation is an average, though. What you get depends on the specific redemption you can book.
Not directly. These are separate programs. The transferable one moves to airline and hotel partners, but not to the other.
If you do not have a redemption that beats the cash value, selling can win for either. The payout is personalized to your balance, so request a quote to compare it against what you could book.
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